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There is a sense of belief that once your loan approval has
been issued, the hard work is over and you’re finished with your home loan application. However, there
are a few things you will need to handle to ensure you progress toward settlement and meet the conditions of
the contract. If you don’t address these items with your broker in a timely manner, you could miss the
settlement deadline and incur a lot of penalty interest… At the expiration of the cooling
off period (usually two business days) pay
the deposit (usually 10% of the purchase price), unless an alternative amount is agreed upon. Payment is made to the real estate agent for deposit into their trust account.
Ensure you obtain a receipt from the agent. Please note that a property being purchased on auction conditions, will require the agreed deposit to
be paid immediately (or the next business day).

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